:root{
  --navy:#0b1f33; --navy2:#12304d; --ink:#14212e; --muted:#5b6b7a; --line:#e3e9ef;
  --bg:#ffffff; --bg2:#f4f7fa; --green:#12a150; --green-d:#0d8040; --red:#d93a2b; --amber:#e8a317;
  --r:16px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%}
a{color:var(--green-d)}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:720px}
.red{color:var(--red)} .green{color:var(--green)}
.small{font-size:.875rem;color:var(--muted)}

/* nav */
.nav{position:sticky;top:0;z-index:10;background:rgba(11,31,51,.96);backdrop-filter:blur(8px)}
.nav-in{display:flex;align-items:center;gap:24px;height:64px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:#fff;text-decoration:none;font-size:1.1rem}
.links{display:flex;gap:22px;margin-left:auto}
.links a{color:#c9d6e3;text-decoration:none;font-weight:500;font-size:.95rem}
.links a:hover{color:#fff}

/* buttons */
.btn{display:inline-block;background:var(--green);color:#fff;font-weight:700;text-decoration:none;padding:14px 22px;border-radius:12px;border:0;cursor:pointer;font-size:1rem;font-family:inherit;transition:background .15s,transform .15s}
.btn:hover{background:var(--green-d);transform:translateY(-1px)}
.btn-sm{padding:9px 14px;font-size:.9rem}
.btn-ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.35)}
.btn-ghost:hover{background:rgba(255,255,255,.08)}
.btn-block{display:block;width:100%;text-align:center}

/* hero */
.hero{background:radial-gradient(1200px 500px at 80% -10%,#1d4a73 0,transparent 60%),var(--navy);color:#fff;padding:72px 0 88px}
.hero-in{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.pill{display:inline-block;background:rgba(18,161,80,.18);color:#7fe0a6;border:1px solid rgba(18,161,80,.4);padding:6px 12px;border-radius:999px;font-size:.85rem;font-weight:600}
h1{font-size:clamp(2rem,4.6vw,3.3rem);line-height:1.1;margin:18px 0 16px;letter-spacing:-.02em}
.hero .red{color:#ff7a6b}
.lead{font-size:1.15rem;color:#d4e0ec;max-width:560px}
.lead strong{color:#fff}
.cta{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 14px}
.hero .small{color:#9fb3c6}

/* phone mock */
.phone{justify-self:center;width:280px;border-radius:38px;background:#05121f;padding:12px;box-shadow:0 30px 80px rgba(0,0,0,.45),inset 0 0 0 2px #23415e}
.screen{background:#f4f7fa;border-radius:28px;padding:22px 16px;color:var(--ink);min-height:470px}
.s-top{font-weight:700;font-size:.95rem;margin-bottom:12px}
.s-card{background:#fff;border-radius:14px;padding:14px;margin-bottom:10px;border-left:5px solid var(--green)}
.s-card.warn{border-left-color:var(--amber)}
.s-label{font-size:.78rem;color:var(--muted)}
.s-val{font-size:1.8rem;font-weight:800;line-height:1.2}
.s-tag{font-size:.78rem;font-weight:600;color:var(--green-d)}
.warn .s-tag{color:#a8730a}
.s-money{display:grid;grid-template-columns:1fr 1fr;gap:8px;background:var(--navy);color:#fff;border-radius:14px;padding:14px;margin-top:6px}
.s-money small{display:block;font-size:.7rem;color:#9fb3c6}
.s-money b{font-size:1.15rem}
.s-money .red{color:#ff7a6b}.s-money .green{color:#5fd892}
.s-foot{text-align:center;font-size:.7rem;color:var(--muted);margin-top:12px}

/* band */
.band{background:var(--navy2);color:#fff;padding:28px 0}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid3 b{display:block;font-size:1.02rem}
.grid3 span{color:#b9c9d8;font-size:.93rem}

/* sections */
.sec{padding:84px 0}
.sec.alt{background:var(--bg2)}
h2{font-size:clamp(1.6rem,3vw,2.3rem);margin:0 0 8px;letter-spacing:-.01em;line-height:1.2}
.sub{color:var(--muted);margin:0 0 36px;font-size:1.06rem}
h3{margin:0 0 6px;font-size:1.1rem}

.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.steps span{display:grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--navy);color:#fff;font-weight:800;margin-bottom:14px}
.steps p{margin:0;color:var(--muted)}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.card p{margin:0;color:var(--muted)}
.ic{font-size:1.6rem;margin-bottom:10px}

.price-wrap{display:grid;grid-template-columns:1fr 380px;gap:48px;align-items:center}
.price{background:#fff;border:2px solid var(--green);border-radius:20px;padding:30px;box-shadow:0 20px 50px rgba(11,31,51,.08)}
.p-head{font-weight:700;color:var(--muted)}
.p-val{font-size:3.2rem;font-weight:800;line-height:1.1;margin:6px 0 14px}
.p-val small{font-size:1rem;font-weight:600;color:var(--muted)}
.price ul{padding:0;margin:0 0 22px;list-style:none}
.price li{padding:6px 0 6px 28px;position:relative}
.price li::before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:800}
.price .small{margin:12px 0 0;text-align:center}

/* form */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;display:grid;gap:16px}
.form label{display:grid;gap:6px;font-weight:600;font-size:.93rem}
.form input,.form select{font:inherit;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fff;color:var(--ink)}
.form input:focus,.form select:focus{outline:none;border-color:var(--green)}
.form .chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--muted)}
.form .chk input{margin-top:5px}
.hp{display:none}

/* faq */
details{border-bottom:1px solid var(--line);padding:18px 0}
summary{cursor:pointer;font-weight:700;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;gap:16px}
summary::after{content:"+";color:var(--green);font-size:1.4rem;line-height:1}
details[open] summary::after{content:"–"}
details p{color:var(--muted);margin:10px 0 0}

/* footer */
.foot{background:var(--navy);color:#b9c9d8;padding:44px 0 24px}
.foot-in{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
.foot p{margin:8px 0 0}
.foot-links{display:grid;gap:8px;text-align:right}
.foot a{color:#d4e0ec;text-decoration:none}
.foot a:hover{color:#fff}
.copy{border-top:1px solid #23415e;margin-top:28px;padding-top:18px;font-size:.85rem}

/* legal page */
.legal{padding:56px 0 80px}
.legal h1{color:var(--ink);font-size:2rem}
.legal h2{font-size:1.25rem;margin-top:32px}
.legal p,.legal li{color:#33414f}

@media (max-width:900px){
  .hero-in,.price-wrap{grid-template-columns:1fr}
  .phone{display:none}
  .steps,.cards,.grid3{grid-template-columns:1fr}
  .links{display:none}
  .nav-in .btn-sm{margin-left:auto}
  .sec{padding:60px 0}
  .foot-links{text-align:left}
}